What Is Bankruptcy?
Bankruptcy is a legal tool that allows you to regain your financial freedom again and get a new start on life.
Whether your goals are to eliminate credit card debt, medical bills, stop foreclosure, eliminate second mortgages, eliminate liens and judgments, eliminate tax debt, help with student loans, stop wage garnishments, stop the vehicle repossessions, stop bank account attachments or even to rebuild your credit, the staff at the Botelho Law Group can help.
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Botelho Law Group has the legal knowledge and case experience to help you through the process.
Is Bankruptcy Right for YOU?!?!?!?!?!? Is bankruptcy right for you? There are many things that go into determining if bankruptcy is the right choice for your particular financial situation. The very first consideration is, are there any alternatives to bankruptcy....read more
Joseph F. Botelho, Esq. BOTELHO LAW GROUP Attorneys At Law 901 Eastern Ave. Unit 2 Fall River, MA 02723 Office: 888-269-0688 Email: firstname.lastname@example.org https://www.botelholawgroup.com/read more
Many people these days are facing serious tax debt either from the IRS or the Massachusetts Department of Revenue or DOR. These people really have nowhere to turn, because as they say you "can't fight city hall". These government agencies have the ability to take...read more
Can’t pay IRS or DOR tax debt? Need time to pay off the IRS or even eliminate your tax debt? Use Chapter 13 Bankruptcy to fix these problems.
Many people United States are facing huge IRS tax debt or state income tax debt, but simply do not have the means to pay it all right now, but could if they had time. We all know the IRS has the ability to go in any bank account with your Social Security number,...read more
I make 65k per year, but I can’t pay my bills, do I make too much money to file chapter 7 bankruptcy?
I live in Swansea Massachusetts, own my own home, a car and a mother of two children. I'm drowning in bills, I can't afford my bills every month, even though I make $65,000 per year. I still owe $10,000 on a payday loan, which has a 150% interest rate and I simply can...read more
Bankruptcy filing itself is stressful, as you need to accept yourself that you haven’t been able to manage your finances efficiently. However, every time it might not be your fault of not managing finances in the proper way. Whatever be the situation, bankruptcy...read more
The vast majority of mortgage modifications offered by banks are a scam, let me explain to you why. When most people call for a mortgage modification, it's actually before they actually need one and are still making their normal payments but they either want a reduced...read more
This is one of those little-known facts, that the vast majority of ATTORNEYS that handle bankruptcy have no idea about, either due to lack of skill or incompetence. Although there is no guaranteed way of obtaining a mortgage modification in chapter 7 bankruptcy,...read more
Facing foreclosure in Massachusetts, when should I file bankruptcy and how long will I get to stay in the house?
I have been working with my bank for the last year and a half on a mortgage modification, and finally was denied. I have no idea why it took them so long and then they didn't give it to me in the end, and now they are foreclosing on my house. My only option now is to...read more
Mortgage modifications are a scam, the banks are just looking for your financial information in order to foreclose on your home ASAP. How Chapter 13 Bankruptcy can save your home.
Clients are always asking me why their bank is not giving them a mortgage modification, why do they tell them they would? The simple fact is, mortgage modifications are a scam by the bank, used to foreclose on your home. Banks are under no obligation to ever give you...read more