If you’re falling behind on your mortgage and foreclosure is looming or your car you need to get to work every day is in danger of being repossessed, it might be time to consider filing for bankruptcy. Filing for bankruptcy will impact your credit rating for many years to come, whether it’s successful or not. That’s why it’s important to work with an experienced Massachusetts and Rhode Island bankruptcy attorney that can help you choose the right type of bankruptcy for your financial situation and ensure that your bankruptcy is properly filed in a timely manner with all the appropriate documentation.

There are two main types of bankruptcy: Chapter 7 and Chapter 13. Chapter 7 is the most popular type of bankruptcy because it completely wipes out most of your debt, but you must have minimal assets and income in order to qualify. If you qualify, the court will order some of your assets sold to partially pay your debts, and the rest of your qualifying debts will be discharged. It will allow you to keep certain exempt property such as your car, your household goods and some of the equity in your home. Chapter 13 will discharge your qualifying debt, but only after you’ve successfully repaid all or part of your debts through a court-ordered plan. It allows you to keep all of your assets as long as you keep up with your payments. Child support, alimony, student loans and some types of tax debt cannot be discharged through bankruptcy.

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If you’ve been injured by the negligence, recklessness or intentional act of another person, you’re entitled to make a claim for money damages as compensation for your economic and non economic losses. Economic losses include such things as out of pocket medical expenses, rehabilitative care, accommodations, lost earnings and lost future earning capacity. Non economic damages can be collected for subjective claims of pain, suffering and mental anguish, backed up by doctor’s reports that show how much treatment was needed for your injury.

Personal injury cases include the following types of accidents and incidents:

• Motor Vehicles Accidents
• Slip and Fall Accidents
• Medical Malpractice
• Product Liability
• Dog Bites
• Assaults

In order to prove that somebody’s wrongdoing caused your injuries, it’s best to seek medical treatment immediately after the accident and to preserve evidence of how it happened. Call 911 immediately after an accident to summon the police and an ambulance. While you’re waiting for them to arrive, take photos of the accident that show what happened, both wide shots that establish the location and closeups of things like license plates, signage that shows ownership and identification from involved parties. It’s important to contact an experienced Rhode Island and Massachusetts personal injury attorney as soon as possible before deadlines are blown or evidence is destroyed.

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There are many ways for people outside the United States to come to the United States to work, get an education or to begin a path to citizenship. To ensure the success of your immigration plans, it’s important to choose a visa you’re qualified for, properly prepare it and submit it in a timely manner with all the necessary supporting documents. This is easier said than done – that’s why it’s important to work with an experienced Massachusetts and Rhode Island Immigration attorney that knows how to do it right.

There are many different types of non-immigrant work visas, but they all require a firm offer of employment in the United States.  For example, “E” visas can be used for managers, executives, specialists and supervisors of companies investing in or trading with the United States. “H” visas are for highly qualified professionals with unique skills, “I” visas are for journalists and members of the media and “O” visas, known as “Einstein visas” are for people with extraordinary skills and abilities. Student visas for study in a university or college or for an exchange program are another type of non-immigrant visa. Immigrant visas allow you to permanently stay in the United States on a path towards citizenship with a “Green Card” that allows you to work. There are three categories of immigrant visas: employment-based, family-based and the “Diversity Visa Program” lottery.

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If you’re contemplating divorce, it’s important to get legal advice from an experienced Massachusetts and Rhode Island family law attorney as soon as possible. Many divorces can be resolved amicably through negotiation or mediation, but the process must start with an understanding of your legal rights under the circumstances.

Massachusetts and Rhode Island are both equitable distribution states, which means that the assets of the marriage are divided in a manner that’s fair, not by a strict formula. Separate property such as business brought into the marriage or an inheritance is retained by the spouse that owns it, with some exceptions. Marital property is assets that have been acquired during the marriage, including real estate, vehicles and bank accounts.

If there are minor children of the marriage, there must be an arrangement for where the children live and how their expenses are paid. In some cases one parent will pay child support to the other parent to cover these expenses. Joint custody, where both parents work together to make decisions is the most common arrangement, sometimes children spend equal time at two households. Permanent alimony is rarely ordered. Stay at home parents that have taken time off from their careers should only expect to collect alimony for the time it takes to reestablish their careers.

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If you’re a business owner, it’s important to have a relationship with a business lawyer you can trust. Whether you’re seeking advice about forming a new business entity or are involved in a legal dispute, an experienced Rhode Island and Massachusetts business lawyer can assist you. We represent all types of businesses, large and small including:

• Startups
• Emerging Companies
• Professional Services Businesses
• Established Companies
• Non Profits
• Social Media Companies
• Schools
• Media
• Retail and
• Other Types of Businesses

We can serve as your full time general counsel or you can hire us to handle a specific issue such as forming a business or resolving a dispute.

Choosing the right type of entity for your business is one of the most important decisions you can make, and it’s even more important that the structure is properly created and the proper papers are filed in a timely manner. Many businesses disputes can be nipped in the bud with negotiation and mediation, avoiding costly litigation, so it’s important to contact a business attorney before the situation escalates. If your company is looking to grow by acquiring smaller companies, we can help you prepare all the necessary paperwork and handle the negotiations. You can also count on us to handle mergers and to represent you when another company would like to acquire your business.

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Whether you’re a tenant that’s been served with an eviction notice or a landlord that’s having trouble with a non-paying or overstaying tenant, it’s important to hire an experienced Rhode Island and Massachusetts landlord tenant lawyer to guide you through the minefield. Landlords can be faced with heavy fines for improper evictions and tenants are at risk of losing their home, so getting the help you need is well crucial.

It is illegal for a landlord to remove occupants or tenants and/or their belongings from a rented house, apartment or room without obtaining a court order. To evict a tenant, landlords must file for a “summary process” eviction and obtain a court order to evict called an “execution.” Once the execution order is obtained, the occupants and their belongings can be removed by a constable or sheriff, but not by the landlord himself.

If you’re a tenant, and your landlord has sent you a “Notice to Quit” or a “Summary Process Summons and Complaint” you don’t need to panic. The notice must tell you the reason for the eviction and give you ample time to correct the problem. If the problem is non-payment you will be given time to cure the problem by paying the rent you owe or negotiating a repayment plan with your landlord.

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